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Tax Aspects of Refinancing Your Home Mortgage Given all the turmoil in the residential lending market of late, it may be worth-while or even necessary to refinance your mortgage.   Teaching Children about Money How to tie their shoes and tell time are important skills parents teach their children. But don?t forget the important skill of learning how to handle money. If you don?t teach them, they?ll be left to the experts on the schoolyard or (worse yet) Madison Avenue.   Deducting Retirement Community Fees Some retirement communities require a substantial one-time entrance or founder's fee in exchange for the facility's promise to provide lifetime living accommodations and care that includes medical care (i.e., lifetime care).